Boat Insurance in Sherman, TX

Boat insurance is essential to protect you from the financial consequences of untoward incidents. At Diamond Insurance Group, our agents are ready to help boaters in Texas find a suitable policy.

Why Is It Important?

Boat insurance may cover your boat against damages, accidents and liabilities that may result in substantial losses. While Texas does not mandate boat insurance, some marinas may ask you for proof of coverage. Your lender may also require insurance if you’re financing your boat.

While specifics may vary by insurer, a typical policy may offer the following coverages:

• Comprehensive coverage may help pay for your boat’s repair if it is damaged by vandalism, theft, fire or weather events.

• Liability coverage may cover third-party bodily injuries or property damage in an at-fault accident.

• Collision coverage may cover damages if you hit a dock, an object or another watercraft.
• Depending on your personal circumstances, your agent may recommend additional coverage such as towing, wreckage removal or fuel spill coverage.

How Much Does It Cost?

The cost of getting your boat insured depends in part on the following factors:

• Boating history

• Claims history

• Watercraft specifics (e.g., model, type, size, horsepower, hull)

• Policy specifics (e.g., coverage limits, deductible)
• Your agent can help find appropriate discounts.

Get Covered Today

Reach out to Diamond Insurance Group to learn more about boat insurance and get a quote.