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Planning your business’ budget is a task that requires a lot of careful consideration. Once that budget is set, an unplanned expense may be enough to rock the financial stability of the business. It’s hard to determine when those expenses might come along, because businesses can be held liable for so many different scenarios. READ MORE >>

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Whether it's your home or your auto insurance, a policy was never meant to remain static. Because things are always changing, your policy is really meant to be updated every so often. This may mean downgrading your insurance, but in most cases, it means upgrading.  READ MORE >>

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When it comes to insuring your business, there are numerous options to consider. Luckily, with the help of your independent insurance agent, the job doesn’t have to be daunting. But while we have your attention right here, let’s look at the differences between two of the most common business insurance policies. READ MORE >>

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A severe weather event is not something most people can predict, and as a result, most farm insurance policies will cover your assets in case of severe weather, which they will consider covered perils. You need agricultural insurance because if any unexpected problem ever strikes your business, it is your insurance benefits that will be able to help you in the course of your recovery. READ MORE >>

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It goes without saying that as homes increase in value, so do the risks that owners face. High value homes may necessitate higher insurance levels because of their considerable costs. High value home insurance usually covers homes that have values higher than $750,000. Why do high value homes need high value insurance? READ MORE >>

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Should you ever have to make a homeowners insurance claim, a home inventory list will greatly speed up the process. Homes contain an enormous collection of personal belongings, as you may have appreciated when boxing them during a move. Imagine trying to create such a list from memory. Very few people could do it. READ MORE >>

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You might have heard that the best way to insure your household’s vehicles is to buy a multi-vehicle policy. This allows you the convenience of being able to insure every vehicle you own within a single plan, which does have its cost benefits. However, is this really the best choice for you? READ MORE >>

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Did You Know? An error on your auto insurance application can lead to costly consequences. Providing inaccurate information on your application can lead to increased premiums, policy cancellations or limited financial assistance in the event of an accident.   READ MORE >>

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Unlike when you purchase an insurance policy, a surety bond is not something you pay monthly premiums on in exchange for coverage. Instead, a surety bond is a one-time, lump sum payment that acts as an agreement between three different parties. READ MORE >>

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Unlike when you purchase an insurance policy, a surety bond is not something you pay monthly premiums on in exchange for coverage. Instead, a surety bond is a one-time, lump sum payment that acts as an agreement between three different parties. READ MORE >>

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