Commercial Umbrella Insurance

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may put your finances or even your operations at risk.

With commercial umbrella insurance from Diamond Insurance Group Inc., you can protect your business and your assets if your company is sued. A commercial umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing general, auto or business liability policy.

What Does Commercial Umbrella Insurance Cover?

If an accident occurs either on or off your business premises, you are vulnerable to an expensive lawsuit. Here are a few examples of situations that could result in a costly lawsuit:

·       Accidental falls or slips on your property

·       A carbon monoxide leak in your building

·       Claims of libel, slander or invasion of privacy

·       One of your products causes injury or illness

·       A fire in your building damages other property

·       Claims by workers that their legal rights as employees of the company have been violated

·       Business vehicle accidents

Is Umbrella Insurance Worth It?

Umbrella insurance is generally inexpensive, yet it typically provides a great deal of additional coverage. Without it, you could be held [CS2]liable for damages that exceed the limits of your other insurance policies. It may be worth exploring the option of adding umbrella insurance to protect your business. [MR3]

How Much Umbrella Coverage Is Enough?

At Diamond Insurance Group, our helpful insurance experts will work with your business to find a level of protection that keeps your operations secure. Commercial umbrella insurance is affordable coverage that can help your business avoid significant losses.

Protect your business financially with a commercial umbrella policy from Diamond Insurance Group. Call us today to learn more.